Osborn and Garrett run Waterloo Associates, which is a major investor in five Keller Williams Realty regions and multiple market centers. Osborn founded Waterloo Associates in 2017 and is co-author of “Wealth Can’t Wait.” Garrett is operating principal of a Waterloo Associates’ portfolio company, Keller Williams GO Network Offices, which he co-founded with Osborn. KW Go has more than 3,900 agents who do nearly $9 billion in annual sales, which makes the franchisee the third largest in the U.S.